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Feature not found on Zillow, Redfin, or Realtor.com

What does this home actually cost?

Listing sites show you the mortgage. We show you the truth: reassessed property tax, real insurance, maintenance reserves, utilities, and HOA — the all-in monthly number that matters.

State-specific tax reassessment Component-age maintenance model FL 2026 reform scenario
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Property details

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Used for maintenance reserves

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For the SOH cap reveal

From county property appraiser

Try a real example

See the true cost for pre-loaded Florida and national scenarios.

Why other sites hide this

Property tax reset. In Florida, when a home is sold, the "Save Our Homes" cap resets. A seller paying $3,900/yr can mean you'll owe $11,200/yr the day you close.
Insurance crisis. Florida premiums are 3× the national median and rising. No other site shows you real estimates.
Hidden deferred maintenance. The "1% of home value" rule is lazy. A 23-year-old roof 2 years from replacement costs a lot more.

Get a real insurance quote

Our insurance estimate is modeled. For a binding quote — especially in Florida — you need an actual carrier rate.

Powered by an embedded insurance API (coming soon)

What's coming next

→Live bindable insurance quotes from multiple carriers
→Public permit data (roof age, HVAC permits, unpermitted work flags)
→Noise levels, flight paths, cell signal by carrier
→"Carfax for homes" — repair history, insurance claims, known defects
→HOA reserve-adequacy score (post-Surfside condo risk)